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1
https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=513&ChapterID=7
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2
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3
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6
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27
https://www.nas.org/blogs/article/nas-comments-on-senator-tom-cottons-student-loan-reform-act
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28
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https://en.wikipedia.org/wiki/Debtors_Act_1869
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https://news.bloomberglaw.com/bankruptcy-law/consumer-bankruptcy-overhaul-envisioned-in-new-bill-explained-1
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https://www.concordcoalition.org/issue-brief/canceling-student-debt-presidential-power-purse
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39
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40
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41
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https://www.osc.state.ny.us/reports/finance/2018-fcr/debt
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https://www.law.cornell.edu/uscode/text/26/149
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https://www.pgpf.org/tax-reform-principles
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https://www.sawinlaw.com/blog/bankruptcy-reform-bill-and-student-loans/
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https://www.brennancenter.org/our-work/analysis-opinion/how-student-debt-crisis-underscores-urgency-campaign-finance-reform
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https://sdmn.org/resource/bank-qualified-debt/
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https://www.americanprogress.org/article/after-president-biden-cancels-student-debt/
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https://www.acainternational.org/news/private-student-loan-collection-reform-bill-signed-in-california/
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https://lawandcrime.com/administrative-law/president-biden-signs-historic-bill-to-reform-the-u-s-postal-service-heres-what-the-law-says-and-does/
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https://www.justice.gov/sites/default/files/usao/legacy/2006/09/07/usab5404.pdf
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https://theintercept.com/2020/01/07/joe-biden-student-loans/
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https://www.npr.org/sections/health-shots/2022/06/21/1106307307/north-carolina-considers-new-laws-to-de-weaponize-medical-debt-and-protect-patie
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https://www.usatoday.com/story/news/politics/2022/04/06/usps-reform-act-what-to-know/9482162002/
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https://www.nyclu.org/en/legislation/2019-new-york-state-drivers-license-suspension-reform-act
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https://www.everycrsreport.com/reports/RL30889.html
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https://news.bloombergtax.com/tax-insights-and-commentary/ending-tax-laws-subsidy-for-corporate-debt
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https://www.cnbc.com/2021/03/23/illinois-governor-signs-off-on-law-capping-consumer-loan-rates-at-36percent.html
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https://www.healthaffairs.org/do/10.1377/forefront.20220429.408324/
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https://www.michigan.gov/-/media/Project/Websites/difs/CF/Misc/Interest_Rate_Ceiling_Table.pdf?rev=0f4d179843734d1997bb02fd1e6e3a68
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74
https://fsapartners.ed.gov/knowledge-center/library/handbooks-manuals-or-guides/1998-07-07/federal-family-education-loan-programs-introduction
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75
https://www.cbpp.org/research/federal-budget/introduction-to-budget-reconciliation
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76
https://lendedu.com/blog/history-of-student-loans
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https://www.fdic.gov/resources/supervision-and-examinations/consumer-compliance-examination-manual/documents/7/vii-3-1.pdf
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https://www.highereddive.com/news/house-democrats-introduce-bill-to-double-pell-grant-rework-federal-loan-sy/631970/
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https://www.cbo.gov/
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https://bipartisanpolicy.org/press-release/debt-limit-x-date-further-out-than-expected-but-still-looms-ahead/
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https://www.oecd-ilibrary.org/governance/budgeting-for-loans-and-guarantees-the-united-states-federal-credit-reform-act_84ea2b08-en
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https://www.india.gov.in/kerala-farmers-debt-relief-commission-amendment-act-2008?page=2
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https://www.reuters.com/world/us/us-democrats-aim-vote-reform-gay-marriage-debt-ceiling-lame-duck-congress-2022-11-14/
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https://www.americanbar.org/groups/business_law/publications/blt/2010/09/03_smith/
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https://www.jstor.org/stable/725405
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https://elizabethwarren.com/plans/bankruptcy-reform
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https://floridapolitics.com/archives/551475-rubio-loan/
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https://www.ncua.gov/regulation-supervision/letters-credit-unions-other-guidance/guidance-biggert-waters-flood-insurance-reform-act-2012
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https://www.nysenate.gov/newsroom/in-the-news/todd-kaminsky/lawmakers-approve-state-bill-expand-lipa-debt
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https://www.cltampa.com/news/florida-sen-marco-rubio-bashes-student-loan-bailout-pushes-reform-bill-14042798
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https://neweracolorado.org/advocates-cheer-passage-of-student-debt-reform-bill/
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https://www.johnstonclem.com/news-insights/bankruptcy-reform-legislation/
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https://www.debt.org/bankruptcy/chapter-10/
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