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71
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https://www.doj.state.or.us/consumer-protection/credit-loans-debt/debt-collection/
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https://www.whitehouse.gov/briefing-room/statements-releases/2022/04/11/fact-sheet-the-biden-administration-announces-new-actions-to-lessen-the-burden-of-medical-debt-and-increase-consumer-protection/
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https://www.irs.gov/businesses/small-businesses-self-employed/private-debt-collection-faqs
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https://www.moneymanagement.org/blog/are-debt-collectors-allowed-to-text-me
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