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1 Do You Have An Underwater Mortgage? Here Are Your Options
https://www.rocketmortgage.com/learn/do-you-have-an-underwater-mortgage
You won't be able to refinance your loan if you're underwater. Most lenders need you to have some equity in your property before you refinance.
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2 How To Refinance An Underwater Mortgage - Bankrate
https://www.bankrate.com/mortgages/refinance-an-underwater-mortgage/
“Banks typically want to secure their interest with some amount of home equity, so it's typically not possible to refi an underwater mortgage.
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3 How to Refinance an Underwater Mortgage | Credible
https://www.credible.com/blog/mortgages/how-to-refinance-underwater-mortgage/
If your mortgage is underwater, refinancing may be difficult because you have negative equity. Most lenders want you to have some equity before ...
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4 What Is an Underwater Mortgage and What Are Your Options?
https://www.ramseysolutions.com/real-estate/underwater-mortgage-options
First, an underwater mortgage is a mortgage loan that's more than the current value of the property. It's really that simple. For example, let's ...
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5 Underwater with Two Mortgages? Here are 5 Ways to Refinance
https://www.houselogic.com/finances-taxes/financing/refinance-underwater-mortgage/
The mortgage market is awash in programs to help underwater home owners refinance, but if you have a second mortgage or a home equity line that's causing ...
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6 Options For People In Underwater Mortgages | Quicken Loans
https://www.quickenloans.com/learn/underwater-mortgage-options
Sometimes referred to as an upside-down mortgage or having negative equity, an underwater mortgage occurs when a mortgage has a higher principal ...
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7 Can You Refinance if You're Underwater on a Mortgage?
https://www.fool.com/the-ascent/mortgages/articles/can-you-refinance-if-youre-underwater-on-a-mortgage/
“Underwater” means you owe more than the current value of your home loan. Since most lenders approving a refinance loan want to make sure your ...
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8 Is It Possible to Refinance an Underwater Mortgage?
https://foreclosure-attorney.nyc/is-it-possible-to-refinance-an-underwater-mortgage/
What Are Your Options if Your Mortgage Is Underwater? ... Refinance Your Mortgage. If you don't want to go through traditional refinancing channels, see if you ...
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9 Underwater Mortgage Defined - Investopedia
https://www.investopedia.com/terms/u/underwater-mortgage.asp
An underwater mortgage is a home purchase loan with a higher principal than the free-market value of the home. This situation can occur when property values ...
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10 Refinancing Your Mortgage When You're Underwater on Your ...
https://www.mortgageloan.com/refinancing-your-mortgage-when-youre-underwater-your-loan
Recent changes to the government's Home Affordable Refinance plan now allow homeowners to refinance their mortgage at up to 125 percent of the home's current ...
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11 Can I Refinance My Underwater Mortgage? - The Balance
https://www.thebalancemoney.com/can-i-refinance-with-negative-equity-315060
In some cases, you can refinance, swapping out your existing loan for a better one. If rates on new mortgages are low, or if you can improve ...
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12 Underwater Mortgage Refinance Options & FAQ | Zillow
https://www.zillow.com/mortgage-learning/underwater-mortgage-refinancing/
For underwater borrowers, refinancing simply means getting a new mortgage to replace your old one with the goal of reducing monthly payments, lowering your ...
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13 4 Secrets to Refinancing an Underwater Mortgage
https://www.choicemortgage.com/4-secrets-to-refinancing-an-underwater-mortgage/
Newly modified government programs like HARP 2.0 have made it possible for underwater mortgages to be refinanced by lowering the restrictions for loan-to-value ...
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14 Refinancing underwater home loans
https://www.refinancemortgagerates.org/refinancing-underwater-home-loans/
Credit scores and lender rules will also apply. Homeowners can streamline this underwater home loan refinance program by using their existing lender, or they ...
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15 How to refinance an underwater mortgage - Fox Business
https://www.foxbusiness.com/money/how-to-refinance-underwater-mortgage
Most lenders won't refinance a property that's underwater because it has negative home equity. Typically, lenders want homeowners to have at ...
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16 What's an Underwater Mortgage? | Nolo
https://www.nolo.com/legal-encyclopedia/what-is-underwater-mortgage.html
An "underwater" mortgage is when the loan balance is higher than the property's fair market value. This situation was common following the housing market ...
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17 Underwater Mortgage: What It Is & What Homeowners Can Do
https://altitudehomeloans.com/underwater-mortgage/
You are underwater if you owe more on your home loan than the home is worth. Your home loses value due to declining property values.
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18 How to Deal With an Underwater Mortgage - SoFi
https://www.sofi.com/learn/content/how-to-deal-with-underwater-mortgage/
An underwater mortgage can result from missed payments or a property value decrease. Let's start with missed payments. From the moment you start ...
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19 Underwater Homeowners and Refinancing | Investors Bank
https://www.investorsbank.com/personal/financial-resource-center/underwater-homeowners-and-refinancing
When you call your lender, you will need to tell an account representative that you are underwater on your mortgage and that you would like to refinance through ...
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20 Tips for Dealing with an Underwater Mortgage
https://hr.nv.gov/uploadedFiles/hrnvgov/Content/StateEmployees/TipsforDealingwithanUnderwaterMortgage.pdf
“underwater mortgage,” meaning they owe more on their mortgage than the property is worth. ... Refinance–Refinancing and paying less on your mortgage.
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21 How to get out of a car loan when you're upside down
https://www.creditkarma.com/auto/i/upside-down-car-loan
Going “upside down” or “underwater” on your auto loan happens when the market value of your vehicle is less than the amount you owe. For example ...
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22 Underwater Mortgage Described: How to Get Out
https://www.rate.com/resources/underwater-house
An underwater mortgage is a home loan that's worth more than the house itself. In other words, you owe more on your mortgage than the ...
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23 "Underwater" Mortgages | Stewart Melvin & Frost
https://www.smf-law.com/legal-briefs/the-dilemma-of-underwater-mortgages/
HARP. Your underwater loan may be eligible for a refinance through the federal Home Affordable Refinance Program, or HARP. This program allows qualified ...
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24 FHA Extends Refinance Program for Underwater Borrowers
https://www.fha.com/fha_article?id=542
In 2010, the FHA offered a program designed to help those who were “underwater” on their home loans, owing more on the loan than the property was worth. That ...
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25 HARP replacement programs for 2022 | Refinance options
https://themortgagereports.com/22445/harp-replacement-high-ltv-underwater-refinance-fannie-mae-freddie-mac
Even if you had an underwater loan in the past, it's worth re-checking your eligibility. You might be surprised how much equity you've gained in the past year.
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26 Underwater Mortgages | Boston Real Estate Lawyer Pulgini ...
https://www.pulgininorton.com/underwater-mortgages.html
An underwater mortgage is one in which the borrower owes more on the mortgage than what the property is worth. The result is foreclosures and problems in the ...
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27 Underwater On A Mortgage | What To Know - Upsolve
https://upsolve.org/learn/underwater-mortgage/
A mortgage is considered underwater when the outstanding balance due to the lender is more than the current value of the real estate. When you ...
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28 What to Do if You're Underwater on a Home Loan - Experian
https://www.experian.com/blogs/ask-experian/what-to-do-if-youre-underwater-on-home-loan/
While being underwater on your mortgage isn't ideal, it's only an urgent problem if you want to refinance, take out a second mortgage or ...
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29 What Is an Underwater Mortgage? When You Owe More Than ...
https://www.thetruthaboutmortgage.com/what-is-an-underwater-mortgage/
Put simply, an “underwater mortgage” is defined as a home loan with an outstanding balance that exceeds the value of the associated property. An ...
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30 7 Secrets to Refinancing an Underwater Mortgage - Wise Bread
https://www.wisebread.com/7-secrets-to-refinancing-an-underwater-mortgage
Super-strict guidelines for refinancing underwater mortgages (for those who are current on their payments) have been loosened. So, you may be eligible for the ...
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31 What Are Underwater Mortgages? - MoneyTips
https://moneytips.com/what-are-underwater-mortgages/
A mortgage is more likely to go underwater if you make a small down payment rather than a large one. This is because a small down payment leaves ...
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32 How to Get Out of an Underwater Loan - Auto Approve
https://autoapprove.com/resource-detail/underwater-loans-getting-out
What does being underwater on a loan mean? How does a loan become underwater? · You put zero money down · You paid too much in the first place.
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33 Options to Refinance an Underwater USDA Mortgage
https://www.freeandclear.com/community/what-are-my-options-for-refinancing-an-underwater-usda-mortgage
Your best option to refinance an underwater USDA mortgage is the USDA Streamline Refinance Program. Among the many benefits the program ...
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34 Underwater Mortgage Definition & What Your Options Are
https://smartasset.com/mortgage/underwater-on-your-home-loan-you-do-have-options
An underwater mortgage is when you owe more on your home than it is worth. If this is you, find out what your options are and how to move ...
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35 Underwater Mortgages Causing Downward Economic Spiral
https://www.urban.org/sites/default/files/publication/26401/901483-Underwater-Mortgages-Causing-Downward-Economic-Spiral.pdf
Underwater mortgages are depressing housing demand by ... troubled homeowners-such as loan modifications, refinancing, and rental housing options-we can get ...
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36 Las Vegas Homeowners Have Options for Underwater ...
https://www.freedomlegalteam.com/las-vegas-homeowners-have-options-for-underwater-mortgages/
One federal refinance program that has seen some recent success is the Home Affordable Refinance Program (HAMP). Refinancing a mortgage under HAMP during ...
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37 Underwater Mortgage Calculator KnowEquity SM When
https://www.hsh.com/underwater-mortgage-calculator-when.html
If you're underwater in your mortgage, you're not alone. Millions of homeowners are in the same boat. Even if you are eligible for refinancing under the GSE- ...
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38 What Exactly Is An Underwater Mortgage?
https://maresmortgage.com/underwater-mortgage/
Most lenders will only allow refinancing when you have at least 20% equity in your home. However, if you're underwater, you may be eligible for ...
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39 HARP 2.0 Plus more Underwater Mortgage Refinance Options
https://mymortgageinsider.com/underwater-mortgage-refinance-options/
However, Fannie Mae's High LTV Refinance Option (HLRO) currently has no expiration date. Similar to HARP and FMERR, it's a great loan option for ...
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40 What to Do About an Underwater Car Loan - Banks.com
https://www.banks.com/articles/loans/auto-loans/underwater/
Lower your interest rate & monthly payments with no credit check refinancing. Get a quote in minutes. See how much you can save with ...
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41 What Motivates Underwater Borrowers to Refinance?
https://www.fanniemae.com/research-and-insights/perspectives/what-motivates-underwater-borrowers-refinance
In the ESR piece cited above, Orawin Velz writes, "refinancing lowers their monthly mortgage payment, freeing up cash that can be used for other ...
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42 What to Do if Your Mortgage Is Underwater | GetJerry.com
https://getjerry.com/home-insurance/underwater-mortgage
If your mortgage is already underwater, there are special refinancing options you can look into. You may have heard of the Home Affordable ...
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43 Underwater Mortgage - 1st Point Lending Inc. Los Angeles
http://firstpointlending.net/mortgage-products-underwater-mortgage
An “underwater” mortgage is when the balance of the mortgage loan is higher than the fair market value of the property. This type of situation became common ...
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44 How to Refinance Your Mortgage if You Have Good Credit ...
https://www.supermoney.com/how-to-refinance-your-mortgage-if-you-have-good-credit-but-are-underwater/
If you're underwater on your mortgage, it means that the value of your property fell before you finished paying off the property.
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45 How to Resolve Underwater Mortgages and Negative Equity
https://www.hometap.com/blog/underwater-mortgages-negative-equity/
When a mortgage goes underwater, it can cause a laundry list of problems for a homeowner, including the inability to refinance or sell their ...
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46 What to do with an underwater mortgage?
https://www.uhm.com/blog/what-to-do-with-an-underwater-mortgage/
Many mortgage lenders require at least 20% equity in your home before you can be approved for refinancing. However, the federal government ...
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47 Mortgage Help for Veteran Homeowners Who are Underwater ...
https://www.lawforveterans.org/housing/76-mortgages-and-foreclosure/345-mortgage-help-for-veteran-homeowners-who-are-underwater-on-their-mortgage
Veterans with VA Guaranteed Loans can also apply for an IRRRL (Interest Rate Reduction Refinance Loan). An IRRRL is basically a VA to VA ...
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48 Underwater Mortgage? Refinance Soon, HARP Expires End ...
https://www.getloans.com/blog/underwater-mortgage-refinance-soon-harp-expires-end-2016/
Mortgage underwater? Use The Home Affordable Refinance Program (HARP). The program helps underwater and near-underwater homeowners refinance ...
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49 How to refinance an underwater mortgage? - WalletHub
https://wallethub.com/answers/hl/refinance-underwater-mortgage-94/
Your second option is to refinance through a government-backed homeowner program - the Home Affordable Refinance Program. Through HARP you can ...
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50 FHA Mortgagee Letter - HUD
https://www.hud.gov/sites/documents/MAR201026.PDF
and a total mortgage loan to value of less than 115%. Eligible underwater loans are refinanced into new FHA-insured loans on standard FHA refinance terms ...
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51 Underwater or upside-down mortgages: What you need to know
https://www.insurance.com/home-and-renters-insurance/underwater-homes
An underwater mortgage is one where you owe more money than the house is worth. This happens when property values go down but you still have to pay back the ...
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52 How to Get Out of an Upside Down Car Loan & How to Avoid
https://www.debt.org/credit/loans/auto/upside-down-car/
The first step is to know just how underwater your car loan is. ... when you took out the original loan, refinancing allows you to pay off the car faster, ...
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53 Top Underwater Mortgage Assistance Programs
https://bluewatermtg.com/underwater-mortgage-assistance/
Understanding Your Underwater Mortgage Options ... If you're a borrower who has remained current on your mortgage, has a loan owned by Fannie Mae or Freddie Mac, ...
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54 How to Deal with an Upside Down or Underwater Mortgage
https://onqfinancial.com/onqblog/how-to-deal-with-an-upside-down-or-underwater-mortgage/
If you know you will be unable to continue making payments but still have some equity, you should look into refinancing. A refinance could be ...
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55 Review of Options Available for Underwater Borrowers and ...
https://www.fhfa.gov/PolicyProgramsResearch/Research/PaperDocuments/PF_FHFApaper73112_N508.pdf
underwater borrowers with Fannie Mae or Freddie Mac backed loans. ... Today, any underwater homeowner with an Enterprise-owned mortgage who is current on ...
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56 6 Strategies for Dealing with an Underwater Mortgage
https://money.usnews.com/money/personal-finance/articles/2011/10/07/6-strategies-for-dealing-with-an-underwater-mortgage
1. Stay and pay. · 2. Refinance. A traditional refinance may not be an option for homeowners with negative equity. · 3. Loan modification. · 4.
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57 Refinancing While Underwater — Mortgages
https://www.nytimes.com/2011/09/04/realestate/refinancing-while-underwater-mortgages.html
Federal Housing Administration loans also have refinancing options. One of them, the F.H.A. Short Refinance option, requires the lender to write ...
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58 Help with ReFinancing an Underwater Loan - BiggerPockets
https://www.biggerpockets.com/forums/52/topics/101418-help-with-refinancing-an-underwater-loan
I have a rental townhouse assessed at $114,000. Bank loan at $121,000. I'm $200 out of pocket each month to meet the mortgage and it needs a new roof. Wells ...
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59 How Underwater Mortgages Can Float the Economy
https://glennhubbard.net/commentary-and-op-eds/268-how-underwater-mortgages-can-float-the-economy
First, the agencies would issue new mortgage-backed securities to cover the refinanced mortgages, using the proceeds to pay off the loans held in the existing ...
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60 Can You Refinance A Car With Negative Equity?
https://www.autocreditexpress.com/blog/can-you-refinance-a-car-with-negative-equity/
You typically can't refinance a vehicle that's worth less than you owe on its loan, because there's nothing in it for the lender. If you default, the lender can ...
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61 Refinancing an underwater mortgage? - CSMonitor.com
https://www.csmonitor.com/Business/The-Simple-Dollar/2010/1018/Refinancing-an-underwater-mortgage
Refinancing a mortgage (question 3) and getting out from under backbreaking student loans (question 9) feature in today's reader mailbag.
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62 Underwater homeowners refinancing more than ever through ...
https://www.qualifiedremodeler.com/underwater-homeowners-refinancing-more-than-ever-through-harp/amp/
– An increasing number of underwater borrowers refinancing through HARP chose shorter-term 15- or 20-year mortgages, which build equity faster than traditional ...
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63 What is an Underwater Mortgage? - Garden State Home Loans
https://gardenstateloans.com/what-is-an-underwater-mortgage/
Refinancing is when you get a new mortgage to replace the old one. Having an underwater mortgage makes homeowners unable to get a new loan with ...
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64 Is Your Car Loan Upside-Down? How to Handle Negative Equity
https://www.nerdwallet.com/article/loans/auto-loans/car-loans-upside-down
It's sometimes called being underwater on the loan. ... Use an auto loan refinance calculator to see what makes sense for you.
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65 FHA Refinance Loan Program for Underwater Homeowners
http://www.homebuyinginstitute.com/fha-article8.php
This option allows underwater homeowners to refinance into FHA loans that are no more than 97.75% of the home's current value. After refinancing, the homeowner ...
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66 Illinois Housing Development Authority Announces Refinance ...
https://df7qosnywqs6g.cloudfront.net/wp-content/uploads/2016/03/7-12-16_I-Refi.pdf
Refinance Program for Underwater Homeowners. Illinois' I-Refi Program Provides $50,000 in Mortgage Assistance to Help.
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67 USDA Loan Refinance for Underwater Homes
https://www.usdamortgagesource.com/blog/usda-loan-refinance-underwater-homes/
USDA Loan Refinance for Underwater Homes · The home you're refinancing must be your primary residence. · You must have made your last 12 months mortgage payments ...
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68 Underwater on Your Mortgage? You Have Options
https://www.miamibankruptcy.com/articles/underwater-on-your-mortgage-you-have-options/
Such a situation is made worse if one's home is now worth less than what one owes on the property. Being underwater on a home takes the option to refinance off ...
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69 Refinancing Options For Homeowners Underwater - ThinkGlink
https://www.thinkglink.com/2011/08/26/refinancing-options-homeowners-underwater/
If you have saved cash over the past years, you might be able to pay off the second lender in total and pay down the first loan to a loan ...
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70 How to Maximize the Value of Your Underwater House
https://nationalcashoffer.com/how-to-maximize-the-value-of-your-underwater-house/
HARP provides a way to refinance a home when the owner is underwater. However, in order to qualify for HARP, you must make on-time mortgage ...
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71 Underwater Mortgage Calculators: When and How Will You ...
https://www.forbes.com/sites/moneybuilder/2012/03/22/underwater-mortgage-calculators-when-and-how-will-you-get-back-to-even/
Now that the feds have re-worked the HARP program to allow borrowers to refinance their mortgages no matter how underwater they might be, you ...
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72 Help for Underwater Properties - TMC Financing
https://www.tmcfinancing.com/help-for-underwater-properties/
For a limited time, the SBA is offering a loan refinancing program designed to help small businesses whose commercial mortgages are set to ...
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73 Ask Rodkin: How Do I Refinance an Underwater Condo?
https://www.chicagomag.com/real-estate/june-2013/ask-rodkin-how-can-a-couple-with-debt-to-income-ratio-woes-refinance-an-underwater-condo/
I own a house with my husband and we are both on this deed and loan. So, initially I wasn't able to refinance the condo because it wasn't my ...
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74 Options for Underwater Homeowners - California
https://primaryresidentialsf.com/options-for-underwater-homeowners/
If your mortgage is an FHA or VA loan, you're in luck! You can refinance out of that high interest rate into one of today's low interest rates even if you're ...
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75 Obama's new plan for underwater mortgages may be too little ...
https://publicintegrity.org/inequality-poverty-opportunity/obamas-new-plan-for-underwater-mortgages-may-be-too-little-too-late/
HARP was designed to help as many as 5 million underwater homeowners refinance into a more manageable loan. As of June 11, the program had ...
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76 What Is An Underwater Mortgage? - Loans Canada
https://loanscanada.ca/mortgage/what-is-an-underwater-mortgage/
Refinancing involves replacing your current mortgage with a new one on different terms. But to qualify, you'll likely need to have some equity ...
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77 Federal refi program for underwater homeowners hits its stride
https://www.latimes.com/business/la-xpm-2013-apr-26-la-fi-harp-refinance-20130427-story.html
The program started slowly in 2009 because it allowed lenders to refinance loans only for up to 105% of the property value. Crashing home prices ...
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78 Mortgage Advice > Refinance Conventional Underwater Loan
https://www.lender411.com/mortgage-advice/refinance-conventional-underwater-loan/3283/
Refinance Conventional Underwater Loan. My current loan is with ING Direct, an ARM at 5 percent that will adjust in February of 2014.
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79 How to Sell a House That's Underwater: Navigating Your ...
https://www.homelight.com/blog/how-to-sell-a-house-underwater/
Stay in your house to build equity with a loan modification or forbearance. · Refinance with Fannie Mae's High Loan-To-Value Refinance Option ( ...
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80 Noah's Ark-Underwater Mortgages
https://blackdiamondmortgage.com/noahs-ark-underwater-mortgages/
Since 2009, the government has created programs to refinance underwater homes. Black Diamond Mortgage Corporation is in partnership to deliver many of these ...
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81 Pilot program announced to help underwater homeowners in ...
https://www.oregonlive.com/front-porch/2013/02/pilot_program_announced_to_hel.html
The rate is higher than those available on average to homeowners and homebuyers with good credit, but many underwater borrowers are unable to ...
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82 Home Affordable Refinance Program: A lifeline to 'underwater ...
https://ca.news.yahoo.com/home-affordable-refinance-program-lifeline-underwater-borrowers-220819801.html
Until now, most banks would not refinance a loan if it was “underwater” – the house was worth less than the amount mortgaged. Owners of such ...
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83 Underwater Mortgage? Refinance Soon, HARP ... - LinkedIn
https://www.linkedin.com/pulse/underwater-mortgage-refinance-soon-harp-expires-end-2016-martucci
The Home Affordable Refinance Program (HARP) is a mortgage assistance program, set up by the Federal Housing Finance Agency in March 2009 to ...
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84 Underwater on your mortgage? The HARP program could help
https://www.freep.com/story/money/personal-finance/susan-tompor/2015/12/21/harp-2016-deadline-refinance-mortgage/76922106/
A key point to consider: Borrowers who refinance under HARP would be able to reduce the balance owed much faster if they take advantage of low ...
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85 Refinancing proposal for underwater borrowers elicits ...
https://www.bakersfield.com/news/refinancing-proposal-for-underwater-borrowers-elicits-skepticism/article_7dcb6f7a-1724-59a0-b271-7ada5a5655a5.html
A federal proposal that would make it easier for underwater homeowners to refinance their mortgages is a nice idea, but isn't likely to help Bakersfield's ...
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86 USING EMINENT DOMAIN TO WRITE-DOWN UNDERWATER ...
https://www.ccimef.org/pdf/2013-133.USING-EMINENT-DOMAIN-TO-WRITE-DOWN-UNDERWATER-MORTGAGES-AN-ECONOMIC-%20ANALYSIS.March-2013.pdf
the underwater mortgage loans would be acquired for less than their ... proposed plan to take, modify, and refinance underwater mortgages.
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87 Underwater or Upside Down Mortgage? Three Things You ...
https://bluetowersfg.com/upside-down-mortgage/
The second method of dealing with an upside-down mortgage is to refinance your mortgage. “Don't I require equity to refinance?” Yes. In most ...
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88 What Are Your Options if Your Home Is Underwater?
https://www.thelasvegasluxuryhomepro.com/blog/options-when-home-is-underwater/
Keep the Home to Build Equity. The most advantageous option homeowners have is to stay in their home. · Refinance the Mortgage · Pay the Loan By ...
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89 Your house is underwater. Now what?
https://www.bhgre.com/bhgrelife/your-house-is-underwater-now-what/
Refinance with HARP. There is also the option of refinancing with a program like HARP (Home Affordable Refinance Program). If your loan is owned or guaranteed ...
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90 New help for underwater borrowers - Chicago Tribune
https://www.chicagotribune.com/business/ct-xpm-2012-04-20-sc-cons-0419-harp-mortgage-20120420-story.html
Underwater loans might also be eligible to refinance under provisions of the recent National Mortgage Settlement. That applies to loans ...
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91 Federal Program Offers $50,000 to Homeowners with ...
https://www.ihda.org/wp-content/uploads/2016/03/2_2_17_Rockford-I-Refi-Release.pdf
borrowers reduce what they owe on their mortgage and refinance into new ... A city dubbed the “Underwater Mortgage Capital of.
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92 Auto Loan Refinance Myths | NALN
https://naln.com/blog/auto-loan-refinance-myths
Even if you are underwater on your auto loan, it can still be refinanced. The moment you drive a car out of the showroom, its value decreases by ...
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93 Fannie Mae Regulator Pushes Refinancing for Underwater ...
https://www.bloomberg.com/news/articles/2013-09-23/refinancing-effort-for-lost-value-homes-gets-push-by-u-s-agency
To refinance through HARP, borrowers must be current on their payments and mortgages back by Freddie Mac or Fannie Mae that were originated ...
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94 Fewer homes underwater, but many still just treading water
https://www.palmbeachpost.com/story/business/2012/11/30/fewer-homes-underwater-but-many/7573843007/
Options for boom-time buyers who are now severely underwater are limited. Some federal programs are aimed at refinancing underwater loans, but ...
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95 New Rules Would Help Underwater Homeowners Refinance
https://www.wfmynews2.com/article/news/new-rules-would-help-underwater-homeowners-refinance/83-401255273
The changes announced Monday are intended to benefit homeowners who have continued to make mortgage payments, even as home values have sunk, ...
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